Henri Martin Real Estate

Bristol, Farmington, Burlington, Southington,
 Plymouth and Plainville
Real Estate

531 Broad St., Bristol, CT.  06010  Phone:  860-589-0101



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Money Matters

The most important part of financing is your knowledge of the options available.  Consider the following questions as a basis of determining your financial needs:

•    How much mortgage can I afford?
•    What down payment is needed?
•    What is the difference between pre-qualified, pre-approval and approval?
•    What interest rates are available?
•    What is mortgage insurance and is it required?
•    What type of documentation will I need?
•    How do 15- vs. 30- year terms compare?
•    What are points and do I pay them?
•    What is the difference between a fixed rate mortgage and an adjustable rate mortgage?
•    What closing costs will I incur?
•    What is being “locked-in”?
•    How long will the mortgage process take?
•    What is included in a mortgage payment?
•    What would the payments be?
•    When would payments begin?

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